What can be done if the insurance company low balls my hurricane damage claim?
Jeff Raizner: (Transcript from video)
One of the biggest problems that we’ve seen from the insurance companies is what happens when they send their adjusters out there in the beginning. We are seeing this from many clients and from looking at everybody’s home and businesses. What happens is the insurance companies come out there the first time and give a clearly low ball estimate.
No reasonable insurance adjuster, no reasonable insurance company would look at a house with a roof that is gone, completely damaged and say it would cost a thousand dollars to fix this. Then they come out a second time with a different adjuster and maybe provide a little more money, but it is still not appropriate and still not the right amount.
What we do when we get involved is send out an independent adjuster who does what the insurance company was supposed to have done the first time, looks at everything, actually climbs on the roof, actually looks at the walls, looks at the outside, spends some time there and provides a fair and a honest estimate of what the damages are.
We then get that to the insurance company and sometimes they will pay a little bit more voluntarily and sometimes they won’t. Most of the time, the case will have to end up in a lawsuit and that is when we can get into the position where we can get the results for you.
